Individual Investors

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Fintech is a portmanteau of the words finance and technology. A fintech is just a business that helps bring better technology to financial services. The ATM is a historical example; smartphone apps are a current example. In so doing, fintech makes banking, insurance, and wealth management cheaper and more efficient. But what are some fintech companies? The companies listed below are all found in the ETFS Fintech & Blockchain ETF (Exchange Code: FTEC). PayPal PayPal has been one of the biggest winners of online shopping. The company started out (with Elon Musk) helping consumers buy and sell on eBay but has since grown and now offers many products under sub-brands. These products include Venmo, which allows friends and family to transfer cash between each other, Honey, which is one of the largest coupon websites connecting businesses to consumers, and Braintree, who helps companies with their ecommerce setup. These diverse sub-brands enable PayPal to become something of a fintech super app. It now has more than 392 million users as of 31 March 2021, data from their quarterly reports indicates. ...
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Biotechnology came into the spotlight in 2020 as many companies raced to test and register vaccines for COVID-19, however, the potential and growth of this industry extends far beyond the pandemic. Biotechnology is transforming the way we treat and manage a range of health concerns and diseases and can be a highly lucrative space. What is biotechnology? Biotechnology specifically refers to technologies that use biological processes, capturing companies that focus on research, development, manufacturing and/or marketing of products based on biological and genetic information. The different types of biotechnology include biological drugs, vaccines, immunotherapy, gene therapy, orphan drugs and genetic engineering. While Australian companies like CSL Ltd (ASX: CSL) are no slouches when it comes to innovative biotech, the US is typically viewed as the global centre. The dominance of the US market is partly due to the world-renowned US Food and Drug Administration (FDA) approval process and to the size of its customer base. As a result, many companies base themselves in the US for easier access to the process and more efficient ability to distribute and market to US consumers. Global innovators ...
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